| middle attacks and enabling non-repudiation for high-value funds transfer. Secure multi-channel access • Authentication engine available on major environments (from Microsoft® Windows® to Unix® and MVS), for easy integration into the organizations environment. • Same authentication process can be easily integrated into multiple applications, such as web sites or phone application. Large choice of authentication methods • Offers authentication services with hardware tokens (with or without keypad), smart cards, USB tokens, mobile phones or PDAs. • One-time password authentication based on patented three-variable algorithm— time, event counter and cryptographic key. • Complies with strong authentication standards such as OATH (Open AuTHentication initiative) HOTP— capability to support EMV via extensions. Device lifecycle management • Manages the lifecycle of authentication devices, including personalization, initialization and maintenance. |